Key Takeaways:  Plan for the often-underestimated costs of your baby’s first year, including childcare and medical expenses.  Strengthen your financial safety net with adequate emergency savings and updated insurance coverage.  Take advantage of tax benefits and credits available to new parents.  Use a mix of education and custodial savings accounts to invest in your child’s future.    Bringing a new baby

Rebalancing keeps a diversified portfolio aligned with its targets by trimming outperformers and adding to underperformers. Focus Partners’ Chief Investment Officer of Systematic Strategies Kevin Grogan shares how this strategy can help mitigate risk, maintain discipline, and help investors stay focused on long-term goals, rather than short-term market swings. When markets move sharply, whether up or down, investors often feel